Health insurance for ERASMUS / Exchange Students

You will have to present a proof of your sufficient health insurance coverage on the day of enrolment, otherwise you cannot be enrolled.

Please check BEFORE your departure to Germany which services are included in your health insurance or look for an additional insurance. Then, the expenses will be covered in case of chronic diseases or the need of a patient transport back to your home country.

We will help you to sign up for a German insurance or get exempted from the insurance during the InfoDays.

Which one of the following statements is true for you?

You have health insurance in your home country.

If you have a health insurance in your home country which is valid in Germany, you will get exempted from the insurance.

Please ask your health insurance company in your home country BEFORE coming to Mainz:

  • Is your health insurance valid in Germany?
  • Which services in Germany are covered by your health insurance (e.g. dental treatment, hospital stay)?

Statutory health insurance ("Gesetzliche Krankenversicherung", GKV)

If you have a statutory health insurance in your home country either on their own or through your parents’ insurance, please bring one of the following forms with you to Germany:

  • EU countries plus Norway, Island, Switzerland and Liechtenstein: EHIC (European Health Insurance Card)
  • Serbia, Montenegro: Ju 6
  • Bosnia and Herzegovina: BH6
  • Croatia: HR/D 111
  • Macedonia: RM/D 111
  • Turkey: T/A 11
  • Tunisia: TN/A 11

We strongly advice students who cannot contract a statutory health insurance (e.g. because they reached the age of 30 years) or who do not want to contract such a health insurance to contract a private health insurance.

Private health insurance ("Private Krankenversicherung", PKV)

If you have a private health insurance in your home country either on their own or through your parents’ insurance, please ask your insurance company to issue an insurance policy in German or English to bring with you to Mainz. This insurance policy must name the exact benefits, e.g. validity, services, policy territory and financial coverage.

If your private health insurance is not valid abroad (i.e. for the duration of your stay in Germany), you will have to contract a health insurance with a German health insurance company right after your arrival in Mainz. The cost for students for such an insurance is approximately € 70 per month.

Important notes:

  • Privately insured individuals will be required to pay doctors’ bills by themselves first and receive a reimbursement of their expenses after submitting the bill to their insurance company.
  • Students from outside of Europe can be exempted from mandatory health coverage if they have proof of health insurance coverage at home which is also valid in Germany. We do, however, strongly recommend to get an insurance plan in Germany, since cost reimbursement can take a lot of time with foreign insurance companies.

You DO NOT have health insurance in your home country.

If you do not have a health insurance in your home country of if your health insurance is not valid in Germany, you will have to contract an insurance in Germany.

WITHOUT health insurance, you will not be enroled at JGU.

State health insurance ("Gesetzliche Krankenversicherung", GKV)

For approximately € 70 per month, students may contract an insurance with a statuary insurance company in Germany.

We strongly advice students who cannot contract a statutory health insurance (e.g. because they reached the age of 30 years) or who do not want to contract such a health insurance to contract a private health insurance.

Private health insurance ("Private Krankenversicherung", PKV)

You can contract private health insurance in Germany.

Privately insured individuals will be required to pay doctors’ bills by themselves first and receive a reimbursement of their expenses after submitting the bill to their insurance company.